High levels of unemployment, combined with an increasing aging population, have put a strain on previously abundant funds (Kuhlmann, Allsop, & Saks, 2009). Currently, all SHI recipients over the age of eighteen are required to pay a copay for most medical visits (Clarke & Bidgood, 2013). Populations exempt from the ticket are children, those who have suffered accidents at work and pregnant women (Clarke & Bidgood, 2013). However, these payments are limited to 2% of annual household income. Once a family pays 2% of their income, they are no longer required to provide copayments (Clarke & Bidgood,